What distinguishes a well-insured person from someone who simply has insurance? What does it even mean to be „well-insured”? The difference is subtle, or even unimaginably significant, akin to the contrast between a regular baptism and an electric baptism or between a sheikh from Arabia and a KFC shake. It might seem insignificant, but after reading this publication, you’ll sense it. So, how about you? Do you have insurance, or are you truly well-insured? Or perhaps you’ve never had insurance before? If that’s the case, you have a great chance to get it right the first time.


Paweł F. Skotnicki is a member of the international association Million Dollar Round Table®. He is a certified financial advisor (EFC®), a skilled specialist in insurance and investments, an academic lecturer, and a contributor to the „Gazeta Ubezpieczeniowa” publication. He is also the author of e-books such as „Twoje dziedzictwo - wstęp do planowania spadkowego” (Your Legacy - Introduction to Estate Planning), „Pierwsze razy - planowanie, budżet, zasady” (First Times - Planning, Budget, Rules), and „Edukacja finansowa dzieci” (Financial Education for Children).